What We Offer

When you’re caught up in the nitty-gritty of running a business, the day-to-day demands can overshadow the big picture. You might neglect the things that every business must have, like insurance. Without adequate coverage, you put your company and yourself at unnecessary risk.

We provide research, marketing, and cost comparisons to create a plan that gives you the quality coverage you deserve. So don’t hesitate or wait. Let’s get in touch today, and start finding solutions.

Business Owners Policy (BOP)

This is a standard package of the insurance coverages typically needed by a small business, including property, business interruption, liability exposures, and business vehicles. For many growing companies, BOPs can be a simple and cost effective way to get the coverage you need.

General Liability

Our general liability plans are designed to provide financial protection if your business is sued or held legally responsible for some injury or damage. General liability insurance pays for losses arising from real or alleged property damage, personal injury, bodily injury, and other issues that happen on your premises or arise from your operations.

Worker’s Compensation

Worker’s compensation is a mandatory business insurance that provides coverage for employees who sustain job-related injuries. It includes medical benefits for job-related injury or disease, disability income benefits, and rehabilitation to help an injured employee return to work. It also protects you from being sued by employees for workplace conditions that caused the problem.

Commercial Property

Get protection for your business's property. Be safe from monetary losses from property loss or damage, by theft or by accident. This insurance covers your building, outdoor signage, furniture, equipment, and inventory. Additional options include coverage for business interruption and lost income, such as many people are experiencing in these days!

Professional Liability/Errors & Omissions

Professional liability insurance (also known as "errors and omissions") is designed to protect you and your company if a client alleges that they have suffered a financial loss as a result of a mistake made by you in the delivery of your services. It's a very important safety net for any business that delivers a product or service!

Umbrella

Umbrella, or excess liability insurance, provides you with additional coverage when the limits of an underlying policy are exceeded. It can also protect the insured from gaps and exclusions that exist in their primary policies.

Directors and Officers Liability

D&O insurance protects directors and officers from liability arising from actions in direct connection with the performance of their duties.

Cyber Liability

Cyber Liability policies are more important than ever in the digital world we live in. Cyber policies are evolving in their coverages, but are designed to protect your business against losses related to a data breach, business interruption, data loss or destruction, computer fraud, funds transfer loss, phishing scams, and cyber extortion. In short, all the scams you constantly read about these days!

Employment Practice Liability Insurance

Protect your business from employment practice related claims and lawsuits, such as those arising from age and gender discrimination lawsuits, sexual harassment claims, wrongful termination, invasion of privacy, negligent hiring, alleged promotion and compensation biases, mismanagement of employee benefits, and breach of employment contract.

Commercial Auto

Protect your business from auto-related claims, dealing with any accident or damage suffered by any employee or manager when using a company automobile.

Bonds

We consult on fidelity bonds, surety bonds, license bonds and permit bonds.